RC1811917
Credit Simplified
16, Igbasan street, Opebi estate, Lagos
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Equal Digital
Nigeria Limited
Nigeria Limited
NDPR Compliant 2025
© 2025 EDNL.Co. All rights reserved.
Latest update: 24 June 2025
Name, email address, phone number, password, and company details provided during sign-up or profile creation.
For organizations using DeduktPro, we may collect details such as employee names, job titles, contact information, salary details, and payroll records to facilitate HR, payroll, and compliance processes.
Bank account details, tax identification numbers, pension information, and related data required for salary disbursement, statutory remittances, and financial services like loans and savings.
For compliance purposes, we may request identification documents such as government-issued biometric IDs, business registration certificates, or similar credentials to verify the identity of employers and employees.
Any information you provide when contacting our support team, participating in surveys, or engaging with us via email or other channels.
IP address, browser type, operating system, device type, and other technical details to optimize performance and security.
We use the information collected for purposes including:
To provide HR, payroll, and financial wellness services across Dedukt, DeduktPro, and DeduktLite.
To verify user identities, prevent fraudulent activities, and comply with legal requirements.
To customize your experience and recommend relevant features or services.
To send important updates, respond to inquiries, and deliver support.
To monitor usage patterns, improve functionality, and develop new features.
We respect your privacy and only share your information when necessary:
When you authorize sharing with third-party providers.
Trusted vendors that assist with payment processing, identity verification, hosting, and analytics.
When required by law, regulation, or to enforce our terms of service.
In case of mergers, acquisitions, or sale of assets, where your data may be transferred to the new entity under the same privacy standards.
We retain your data as long as your account is active or as required for legal, regulatory, or operational purposes.
We employ encryption, access controls, and other security protocols to protect your data from unauthorized access, alteration, or disclosure.
While we take steps to protect your information, you are responsible for maintaining the confidentiality of your login credentials.
We use cookies and similar tracking technologies on our websites and applications to enhance your experience, analyze usage patterns, and improve our services. Cookies allow us to remember your preferences, secure your sessions, and deliver personalized content. By visiting Our website, you consent to the placement of cookies and beacons in your browser and HTML-based emails in accordance with this Privacy Policy.
We process your personal data under the following legal bases:
When you explicitly agree to the collection and use of your information for specific purposes.
To deliver services you have requested, such as payroll processing or employee benefits.
To fulfill statutory requirements such as tax and pension remittances.
For fraud prevention, service improvement, and business operations that do not override your privacy rights.
Where We are subject to a legal obligation and need to use your personal information in order to comply with such obligation.
Your information is stored securely on servers located where our trusted service provides are located. We apply strong encryption, access controls, and monitoring systems to safeguard your data against unauthorized access, loss, or misuse.
We only share your data when necessary and in accordance with this Privacy Policy:
For payment processing, hosting, identity verification, and analytics.
For the performance of any contract we enter into with them or you.
To comply with applicable laws, regulations, or court orders.
If EDNL is involved in a merger, acquisition, or asset sale, your data may be transferred to the new entity under the same privacy standards.
We do not sell your personal information to third parties.
If We are under a duty to disclose or share your personal data in order to comply with any legal obligation, or in order to enforce or apply Our terms of use and other agreements or to protect the rights, property, or safety of the Company, Our customers, or other third parties. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
Information that We collect may be stored and processed only within Nigeria. We do not transfer Personal Data outside of Nigeria. In any event that it becomes necessary for us to transfer Personal Data to other countries, such transfer shall be in compliance with Applicable Laws and this Privacy Policy..
By using Dedukt, DeduktPro, or DeduktLite, you consent to the collection, processing, and storage of your information as outlined in this Privacy Policy. Where required by law, we will obtain your explicit consent before processing sensitive data or for specific purposes such as marketing.
The data that we collect from you will be transferred to and stored at destinations within Nigeria. By submitting your personal data, you agree to this transfer, storage or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy.
Unless a longer retention period is required or permitted by law. We will only hold your data on Our systems for the period necessary to fulfil the purposes outlined in this Privacy Policy. Even if We delete your data, it may persist on backup or archival media for legal, tax or regulatory purposes.
Subject to applicable laws, you are entitled to the following rights:
You have a right to give consent and such consent shall be freely given, specific, informed and unambiguous.
You reserve the right to withdraw your consent at any time.
You have the right to access your data at any time.
You have the right to request that your personal data be corrected or amended to reflect the accuracy of same.
You reserve the right to request the Company to transfer your Data to a third party.
You have the right to request that your data be deleted.
You can exercise the right at any time by contacting us at support@ednl.co.
In the event of a breach of security leading to the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to Personal Data, We shall within 72 (Seventy-Two) hours of having knowledge of such breach report the details of the breach to the Nigeria Data Protection Commission (the Commission).
Where We ascertain that such breach is detrimental to your rights and freedoms in relation to your personal data. We shall within 7 (Seven) days of having knowledge of the occurrence of such breach take steps to inform you of the breach incident, the risk to your rights and freedoms resulting from such breach and any course of action to remedy said breach.
If you believe that your Personal Data has not been handled correctly or you are unhappy with Our response to any requests you have made to Us regarding the use of your Personal Data, you have a right to lodge a complaint with the Commission.
The contact details are:
Nigeria Data Protection Commission
Tel: +234 (0) 916 061 5551
Email:info@ndpc.gov.ng
Website: https://ndpc.gov.ng/
We may update this Privacy Policy from time to time to reflect changes in our services or legal obligations. You acknowledge and agree that it is your responsibility to review this policy periodically and become aware of modifications.
If you have any questions, concerns, or complaints regarding this Privacy Policy or how we handle your data, please send an email to support@ednl.co
We are committed to resolving any privacy issues promptly and efficiently. Your trust is important to us, and we strive to protect your privacy and personal information. Equal Digital Nigeria Limited