Powering Inclusive Credit Access & Workforce Solutions for African Organizations

Dedukt, DeduktPro, DeduktLite. Empowering organizations to drive responsible credit access by transforming payroll and HR data into actionable insights, enabling better financial outcomes for employees.

Trusted by

FCMB
Credit Direct
Check Off
Lapo
NIS
NCS
NSCDC
Mutual Trust Bank
FCMB
Credit Direct
Check Off
Lapo
NIS
NCS
NSCDC
Mutual Trust Bank
Our Products

Digital Solutions Designed for Africa’s Workforce Economy

EDNL delivers innovative, locally relevant digital solutions that simplify credit checks, payroll, and employee management for businesses across Africa.

Dedukt

Real-time Credit Referencing for Smarter Lending Decisions

Dedukt helps lenders assess employee credit worthiness, reducing defaults & ensuring consistent repayments while powering responsible credit through employer verified insights.

Pain Points Solved:

  • Loan overburden
  • Payroll inefficiency from outdated manual systems
  • High default rates
  • Unreliable repayment tracking

Ideal for: Lenders & Public Sector Employers

Learn How Dedukt Works
Dedukt

DeduktPro

Modern HR and Payroll Built for African Businesses

DeduktPro is an all-in-one HR and payroll solution for African private organizations, automating payroll, compliance, onboarding & workforce analytics while giving employee access to value added financial services

Pain Points Solved:

  • Payroll delays and tax errors
  • Ghost workers and payroll fraud from poor attendance tracking.
  • Manual HR workflows
  • Limited employee financial access
  • Difficulty verifying staff identity and attendance accurately

Ideal for: Private Sector Employers

Explore DeduktPro
DeduktPro

DeduktLite

Simple Payroll-Backed Credit for SMEs

Designed for small and growing businesses, Dedukt Lite combines simple HR tools with payroll-backed credit, helping SMEs manage staff efficiently while improving employee financial well-being.

Pain Points Solved:

  • Limited Payroll-Backed Credit Access
  • High Loan Default Risks for Lenders
  • Employer Hesitation to Facilitate Loans
  • Financial Stress Among SME Employees

Ideal for: SMEs across Africa

Discover DeduktLite
DeduktLite
How it Works

Simple Setup. Scalable Impact.

At EDNL, we build products that bridge the gap between employers, employees, and financial institutions making it easy to manage credit access, payroll, and HR processes in one connected ecosystem. Here’s how our platforms work for businesses.
Step 1
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Choose the Right Product for Your Needs
  • Dedukt

    For lenders and public institutions to assess creditworthiness.

  • DeduktPro

    For private companies managing payroll, HR, and compliance.

  • DeduktLite

    For SMEs offering payroll-linked credit with ease.

Step 2
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Onboard Your Organization
  • Register your business or agency on the EDNL platform.
  • Upload or sync employee records securely
  • Set up payroll or integrate with lending workflows
Step 3
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Customize Your System
  • Set credit rules and limits (Dedukt, Dedukt Lite)
  • Configure HR workflows (Dedukt Pro)
  • Enable employee access to self-service features
Step 4
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Empower Your Workforce
  • With Dedukt, lenders get real-time credit insights to make informed loan decisions.
  • With DeduktPro, employees access payslips, update their records, and apply for value-added services like loans or savings.
  • With DeduktLite, SMEs can offer structured financial benefits to employees without the complexity of full-scale HR software.
Step 5
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Automate, Manage & Scale
  • Get insights on payroll, compliance, and workforce trends
  • Monitor credit health and repayment history
  • Scale from Dedukt Lite to Pro or add Dedukt for lending
About EDNL

Powering Africa’s Workforce Through Localized Digital Infrastructure

EDNL

Equal Digital Nigeria Limited (EDNL) is a progressive technology company on a mission to build inclusive, localized digital infrastructure that empowers people, businesses, and institutions across Africa. Through our flagship products: Dedukt, DeduktPro, DeduktLite we tackle critical challenges in credit access, payroll, and workforce management.

We believe that when employers and financial institutions are equipped with the right tools, they can drive meaningful change, from reducing employee financial stress to accelerating operational efficiency and financial inclusion.

Learn More About EDNL
Our Mission
To empower Africa’s salaried workforce with seamless access to credit, compliant payroll systems, and efficient workforce management tools.
Our Vision
To become the leading digital platform for workplace credit access and payroll infrastructure across emerging markets.

Our Core Values

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Impact First
We build with purpose solutions that solve real problems for real people.
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Innovation for Good
We leverage technology not just for progress but for people.
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Trust & Transparency
Our products are designed to promote accountability, data integrity, and user trust.
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Collaboration
We grow by working closely with stakeholders governments, lenders, employers, and employees.
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Local Relevance
We tailor our solutions to Africa’s unique needs, challenges, and regulatory frameworks.

Trusted by

FCMB
Credit Direct
Check Off
Lapo
NIS
NCS
NSCDC
Mutual Trust Bank
FCMB
Credit Direct
Check Off
Lapo
NIS
NCS
NSCDC
Mutual Trust Bank
Frequently Asked Questions

You Have Questions?
We Have Answers.

Contact Us

Still have questions?
Reach out to Us.

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Contact Us
Dedukt Enquiry
support@dedukt.co
DeduktPro Enquiry
support@deduktpro.co
DeduktLite Enquiry
support@deduktlite.co
General Enquiry
support@ednl.co
Support Line
+2348132422619
EDNLEDNL
RC1811917
Credit Simplified
EDNL
16, Igbasan street, Opebi estate, Lagos
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Equal Digital
Nigeria Limited
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